Credit Wholesaling Program (CWS)


Objectives of Credit Wholesaling Program (CWS) Program

Access to Finance is the major bottle necks for SMEs. It’s well said that SMEs particularly the Small Entrepreneurs do not get loans from the banking sector due to lack of capacity, experience, documentation, collaterals etc. Entrepreneurs who are located outside Dhaka face the problem more. Considering the fact, SMEF designed the Credit Wholesaling Program under which collateral free single digit interest loans are given to the targeted entrepreneurs of selected clusters, sectors and clientele groups through Partner Financial Institutions (Banks and Non-Banks Financial Institutions). This is a regular program of SMEF under which finance are made available for the entrepreneurs who are mainly treated as the missing middle and remain out of banking services. In this program, preference is given to Small & Women Entrepreneurs who are mainly out of Dhaka.


List of Beneficiary of Credit Wholesaling Program
Beneficiary List (December 2018 )
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Fund Utilization status 31 March, 2019
Fund Utilization status 31 December, 2018
Loan Disbursement Status 30 October, 2018
Fund Utilization status 30 June, 2018
Fund Utilization status 31 December, 2017
Fund Utilization status June,2017
Fund Utilization status March,2017
Fund Utilization status February,2017
Fund Utilization status January,2017
Fund Utilization status December,2016
Fund Utilization status November,2016
Fund Utilization status June,2016
Fund Utilization status March,2016
Status of CWS as on 31 December, 2015
Status of CWS as on 30 November, 2015
Status of CWS as on 30 June, 2015
Status of CWS as on 31 March, 2015
Updated Status of CWS as on 31 December, 2014

Fund Disbursement & Utilization Status of CWS as on 30 June, 2014

Fund utilization status as on November 5, 2013
Growth of CWS